‘Fueled by unbridled avarice’: Scammer with ‘buyer beware’ tattoo who lived lavish lifestyle faces years behind bars

Joseph Cipolla

Joseph Cipolla Jr. allegedly tricked people into overpaying for cars and airplanes and defrauded the government to receive pandemic relief funds. He used the money from his fraud schemes to buy luxurious items including this nearly 11,000 square-foot house (Cipolla: Chicago Police Department; Image of house: U.S. Attorney’s Office)

Had Joseph Cipolla Jr.’s victims knew of his tattoo, they may have steered clear of doing business with him. Proudly inked on his left arm are the Latin words “Caveat Emptor.”

Translation: Buyer beware.

A judge is set to sentence Cipolla, 40, on Friday after he pleaded guilty to fraud to a slew of fraud schemes. According to the U.S. Attorney’s Office in the Northern District of Illinois, Cipolla failed to file his federal income taxes six years in a row, defrauded the Small Business Administration to obtain pandemic relief funds meant for struggling businesses and tricked people into overpaying for cars and airplanes. The defendant has asked for a sentence of seven years behind bars; prosecutors have asked for up to 10 years, according to court filings.

“For Cipolla, swindling people, businesses and the federal government was never motivated by financial desperation, youthful folly, or a onetime lapse in judgment. It was a lifestyle, fueled by unbridled avarice, that was so infused with his character that he proudly wore the words ‘Caveat Emptor’ tattooed on his left arm,” wrote Assistant U.S. Attorney Timothy J. Chapman in a sentencing memo.

The money from the schemes allowed Cipolla to live in a nearly 10,475 square-foot mansion near Chicago, drive luxury cars and support his drug and gambling habits, prosecutors said. Cipolla’s lifestyle caught up to him in 2022 when prosecutors indicted him on tax evasion and mail and wire fraud charges. He pleaded guilty in November, records show. Federal prosecutors want Cipolla to serve nearly 10 years in prison while his defense lawyer is asking for seven years.

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